In 2015/16 over 10 million operations were carried out in the UK*
Medical Recovery Insurance offers an affordable alternative to short-term income protection plans by focusing on medical treatments which prevent you from working.
Our aim is to provide you with immediate financial support should you need an operation or a medical procedure which requires a recovery time.
Even if you receive sick pay from your employer, you could probably do with some extra financial support when you are ill.
Should you need an operation that requires a period of recovery, then our plans are there to help by paying you cash benefits linked to the normal recovery time of your operation.
If you are self-employed or you do not have a sick pay scheme at work, then you might suffer from a reduced income for any of the following reasons:
Not being able to work
Statutory Sick pay (SSP) is currently £89.35 per week
Low wage earners may not even get SSP
The self-employed don't usually qualify for any state help
or should you have a limited sick pay scheme at work, then you might suffer from additional after treatment recovery expenses which can include:
Travel & parking pre and post-treatment. especially if you need specialised treatment not catered for in your local health area
Increased childcare costs or home help
Prolonged drug treatment
A recuperative holiday
3 Levels of Cover to
Cover for Accident and Sickness
or Accidents Only
Easy to apply
No medical required
Medical Recovery times are based on research and consensus guidelines in conjunction with Working Fit Ltd, a UK based consultant- led independent provider of advice on occupational health
Please note that any Planned Treatments at the time of purchase cannot be covered. Full terms can be found in our policy terms and conditions.
*In 2015/16 there were 40 per cent more operations ('procedures and interventions' as defined by Hospital Episode Statistics, excluding diagnostic testing) completed by the NHS compared to 2005/06, with an increase from 7.215m to 10.119m. Source NHS Digital, Hospital Admitted Patient Care Activity, 2015-16.