IF YOU HAD TO GO INTO HOSPITAL FOR AN OPERATION AND NEEDED TIME OFF WORK - WOULD YOU BE ABLE TO PAY ALL YOUR BILLS?

 

In 2015/16 over 10 million operations were carried out in the UK*
 

Medical Recovery Insurance offers an affordable alternative to short-term income protection plans by focusing on medical treatments which prevent you from working.

 

Our aim is to provide you with immediate financial support should you need an operation or a medical procedure which requires a recovery time.

 

Coverage is available for treatments arising from accidents and sicknesses or from accidents only.

 

Even if you receive sick pay from your employer, you could probably do with some extra financial support when you are ill.

 

3 Levels of Cover available to both Individuals and Companies - choose which is right for you.

Should you need an operation that requires a period of recovery, then our plans are there to help by paying you cash benefits linked to the normal recovery time of your operation.

If you are self-employed or you do not have a sick pay scheme at work, then you might suffer from a reduced income for any of the following reasons:

  • Not being able to work

  • Statutory Sick pay (SSP) is currently £89.35 per week

  • Low wage earners may not even get SSP

  • The self-employed don't usually qualify for any state help

or should you have a limited sick pay scheme at work, then you might suffer from additional after treatment recovery expenses which can include:

  • Travel & parking pre and post-treatment. especially if you need specialised treatment not catered for in your local health area

  • Increased childcare costs or home help

  • Prolonged drug treatment

  • A recuperative holiday

POLICY BENEFITS

Protect yourself against the additional costs of recovery with financial assistance
in the event of serious illness or injury which requires a recovery time
01

3 Levels of Cover to
choose from

02

Cover for Accident and Sickness
or Accidents Only

03

Easy to apply
No medical required

Medical Recovery times are based on research and consensus guidelines in conjunction with Working Fit Ltd, a UK based consultant- led independent provider of advice on occupational health

Please note that any Planned Treatments at the time of purchase cannot be covered. Full terms can be found in our policy terms and conditions.

*In 2015/16 there were 40 per cent more operations ('procedures and interventions' as defined by Hospital Episode Statistics, excluding diagnostic testing) completed by the NHS compared to 2005/06, with an increase from 7.215m to 10.119m. Source NHS Digital, Hospital Admitted Patient Care Activity, 2015-16.

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